What's the difference between an h. m. o. and a ppo?
AN H, M, O, provides all services at their location. A P, P, O, allows you to choose from a set of doctors and other services available, possibly in a much wider area. Some P, P, O, plans allow use of any physician at extra cost.
In an HMO, specialist care is obtained by getting a referral from your primary care provider. You will not be reimbursed for care outside the HMO network. A PPO does not require referrals, and offers reimbursement for out of network care, but costs more.
Join Alexa Answers
Help make Alexa smarter and share your knowledge with the worldLEARN MORE